It is always prudent to submit cancellations or changes on your insurance policy in writing to you provider. If you fax it, keep a copy of the confirmation date stamp and if you e-mail it, retain the record until the action you have requested has been confirmed in writing.

Before you cancel or change your policy requirements, contact your provider and ask for their coordinates or contact information for cancellation of a policy. Get their name, address, zip, e-mail, fax and any other details. Making sure you address it to the right person, at the right address is important and for the few moments it will take to gather this information the grief it will save you if you deliver it to the wrong address or person will be worth the effort.

Here is some sample text you can use for your letter:

Your Mailing Address or PO Box
Your City, State, Zip Code
e-mail

Date

FirstName Lastname or Cancellation Department

Name of Insurance Company
Company’s Mailing Address or PO Box
Company’s City, State, Zip Code

Re: Policy Number: #__________ Cancellation

Effective [insert cancellation date], please accept this as written notification to cancel our insurance policy number noted above. We would request you send written confirmation within 30 days that the cancellation has been processed. Please refund the unused portion of my policy premium, and cease charging my bank account for payment of monthly premiums.

Thank you for addressing this matter and we look forward to receiving your written confirmation. Should you have any inquiries relating to this matter please feel free to contact me at the phone number or e-mail we have provided.

Sincerely,

[Your Signature]

Your FirstName Lastname
Phone #