Home Insurance Vancouver
Home sweet home; there are few things more valuable in life than our own personal space or the home we live in with our families. Our place to live is often the most valuable investment we make in our lifetime and the contents within are frequently not just expensive, but of great personal value.
At Home Insurance Vancouver we understand the need to protect your home. Here are some providers one can solicit quotations from for your home insurance policy. This allows you to compare home insurance quotes (also known as ‘house insurance’ or ‘household insurance’) to get you the best home insurance price available. However, before getting quotes it is vital to know exactly what you are looking for and what you need from your policy. Use your existing policy as a standard or template to gather or compare your home insurance quotes.
Why is home insurance necessary?
It’s easy to think that bad things happen to other people and not ourselves, but the facts suggest that isn’t a risk we can afford to take. In Canada, one in four of us will get burgled at some point in our lives yet about a quarter of households are not protected by any form of home insurance. With other unfortunate occurrences such as flood/storm damage, fire and more, threatening our homes and their contents, by not having insurance we are leaving ourselves open to serious financial loss.
Home insurance can now offer something for everyone with insurance for homeowners, tenants and landlords. Increasingly, mortgage lenders will insist that you have buildings insurance to obtain a mortgage. Insurers will need a lot of information including the construction date and materials for the building, and different insurers might not insure unusual properties such as prefabricated buildings and thatched cottages. Insurers also need to know about the local lie of the land to assess the flood-risk.
Some additional home insurance providers:
BCAA, Kanetix, RBC